Personal Loan Rates

Auburn Community FCU offers low loan rates for personal loans. Personal loans can be used to cover a variety of major expenses.

Rates as of October 15, 2020. Rates Subject to Change Without Notice.

Pool / Hot Tub / Spa Loan

Now is a great time to take that vacation to your back yard with a pool loan to beat the summer heat! Take your next vacation in the comfort of your own backyard!

Annual Percentage Rate - As Low As* Term Dollar Amount
5.49% up to 60 months up to $15,000
5.99% up to 90 months $15,001 to $24,999
6.49% up to 140 months $25,000 and greater

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Personal / Other Secured Loan

Annual Percentage Rate - As Low As* Term
5.95% up to 36 months
6.95% 37 to 48 months
7.95% 49 to 60 months
  • Maximum Term on Personal Loans is 48 months on Loans Less than $7,500
  • Maximum Term on Personal Loans is 60 months on Loans Greater than $7,500

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Share Secured Loan

Two Variable Rate Options Term

Variable Rate Share Secured Loan:

Regular Share Savings Rate with a Margin of 3.00%. Rate May Change Quarterly on the First of January, April, July or October if the Regular Share Savings Rate Changes.

up to 144 months

Hybrid Variable Rate Share Secured Loan:

Rate will be 3.50% for the First 5 Years of the Loan. After the First 5 Years, the Rate of the Loan will Adjust to the Regular Share Savings Rate Plus a Margin of 3.00%

up to 144 months

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Home Improvement Loan

Annual Percentage Rate - As Low As* Term
9.99% up to 60 months
10.99% 61 to 84 months
  • Maximum Loan Amount: $15,000

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Learn more about personal loans here.

Take Advantage of Low Personal Loan Rates

* Annual Percentage Rate. Rate Discounts may be available on the above loan rates and are subject to change without notice. No discounts for Share Secured Loans. Rates Subject to Change Without Notice. Certain Restrictions May Apply. The rate for this product is determined by applicant credit, payment history, and collateral. Your actual rate may vary. Contact Auburn Community FCU for complete details on all loans. Auburn Community FCU is an Equal Opportunity Lender.

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