Auburn Community FCU offers two types of retirement accounts: a Roth IRA and a Traditional IRA. We offer great rates for both of these retirement accounts. View IRA rates below.
Rates as of September 1, 2026. Rates subject to change without notice.
Traditional IRA Savings Account
Allows for tax-deductible contributions that are taxed when taken out.
| Terms | Rate | %APY |
|---|---|---|
| $5.00 Minimum Balance Required | 0.15% | 0.15% |
Learn more about a Traditional IRA from Auburn Community FCU here.
Roth IRA Savings Account
Lets you make contributions that are taxed with tax-free withdrawals.
| Terms | Rate | %APY |
|---|---|---|
| $5.00 Minimum Balance Required | 0.15% | 0.15% |
Roth Conversion IRA Savings Accounts
| Terms | Rate | %APY |
|---|---|---|
| $5.00 Minimum Balance Required | 0.15% | 0.15% |
IRA Certificates of Deposit (Traditional & Roth IRA)
| Terms | Rate | %APY |
|---|---|---|
| 1 Year Certificate | 3.68% | 3.75% |
| 2 Year Certificate | 3.78% | 3.85% |
| 3 Year Certificate | 3.92% | 4.00% |
| 4 Year Certificate | 3.49% | 3.55% |
| 5 Year Certificate | 3.54% | 3.60% |
$500.00 minimum balance. Substantial penalties for early withdrawal may apply.
