Checking Accounts

Every bank offers checking accounts. But not every bank offers a truly free checking account. Auburn Community FCU is different.

We believe that the money you put in your checking account is just that—your money. Because of that, we don’t nickel and dime our customers, allowing you to keep more of your money.

Open a Checking Account

Checking Accounts With Benefits

Checking balance on smartphoneIn addition to less fees from our checking accounts, Auburn Community FCU makes managing your money more convenient. Our checking accounts have no minimum balance, providing one less thing to worry about when money’s tight. We also make it easy to access funds in your checking account with a Visa check card. Our Visa check card is accepted anywhere Visa is accepted, making it easy for you to pay at restaurants, gas stations and millions of more places around the world.

Auburn Community FCU’s checking account also makes paying your bills simple, as you can pay your bills online from your checking account. We also provide monthly statements of all account activity, ensuring you know exactly where your money’s going.

Checks are available in a variety of check styles, and buying checkbooks is made easy because the costs are taken directly from your checking account.

With Auburn Community FCU checking accounts, you get:

  • No Minimum Balance Requirements
  • Easy Access to Account Funds with a Visa Check Card
  • Overdraft Protection
  • Courtesy Pay
  • Easy Online Bill Paying from Your Checking Account
  • Monthly Statements

To open a checking account…
Contact Us Today

Overdraft Protection Through Shares or an Overdraft Line of Credit

Auburn Community FCU offers two ways to protect your account from non-sufficient funds fees. The first form of overdraft protection is through shares. Overdraft protection from shares protects members from being hit with costly non-sufficient funds fees. Funds are transferred from your savings account to your checking account to cover the amount needed to complete your transaction. Please refer to our fee schedule for applicable fees for this service.

Alternatively, Auburn Community FCU offers an Overdraft Line of Credit. An Overdraft Line of Credit is a line of credit to protect you when you make a purchase and don’t have enough funds in your checking account. We offer Overdraft Lines of Credit for up to $500. Please refer to our fee schedule for applicable fees for this service.

Additionally, it is possible to be protected by both Overdraft Protection from shares and an Overdraft Line of Credit. Simply choose which form of Overdraft Protection you’d like to take effect first and get greater protection from embarrassing, time-consuming card rejections. Learn more about Overdraft Protection here.

Courtesy Pay Available for Your Checking Accounts.

Protect your account from overdraft fees due to occasional cash shortfalls like a checkbook error or an unexpected bill. Courtesy Pay at Auburn Community FCU may honor your insufficient transactions up to a limit of $400.00, as long as you continue to maintain your checking account in good standing. 

Learn More About Courtesy Pay

Open a Checking Account
To get started opening a checking account at Auburn Community FCU…

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