Equifax, a major credit reporting agency, recently announced a cybersecurity breach potentially affecting approximately 143 million United States consumers. Based on the company’s investigation, the unauthorized access occurred from mid-May through July 2017.
Auburn Community FCU’s systems were NOT compromised. We take every precaution to safeguard and protect your accounts and personal information.
Equifax has established a dedicated website, www.equifaxsecurity2017.com (http://www.equifaxsecurity2017.com/), to help consumers determine if their information has been potentially impacted and to sign up for one year of complementary credit file monitoring and identity theft protection. The website also provides additional information on steps consumers can take to protect their personal information if you chose to do so.
Members may want to take the following precautionary steps to protect their identity:
- Don’t respond to e-mails, texts or telephone calls asking for personal or financial information. Auburn Community FCU will not initiate these types of e-mails, texts or calls that ask you for personal or financial information.
- Frequently review account activity on any and all accounts that you have with any and all financial institutions. Report any unauthorized transactions immediately.
- Consider if the 1-Year of free ID Theft Protection being offered by Equifax is right for you.
- Consider placing an initial fraud alert with all credit bureaus.
- Consider the benefits and drawbacks of credit freezes, which are more secure and for a longer term than fraud alerts, however, they are more restrictive when trying to have lenders access your credit report.
- Update passwords (e-mail passwords, online banking passwords, etc.) on a regular basis. Do not use simple passwords that can be guessed easily and do not re-use passwords.
Auburn Community FCU is not making recommendations of action or inaction. It is important to you to consider what may be the best option for you.