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Savings Rates
Rates as of March 20, 2013
Rates subject to change without notice.
| Regular Share Savings |
| Terms |
Dividend Rate |
Annual Percentage Yield |
| $25.00 - $49.99 |
0.00% |
0.00% |
| $50.00 and Greater |
0.10% |
0.10% |
| $25.00 minimum balance required to maintain membership |
| Share Draft Checking |
| Terms |
Dividend Rate |
Annual Percentage Yield |
| No Minimum Balance Requirement |
0.00% |
0.00% |
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| Kid's Club |
| Terms |
Dividend Rate |
Annual Percentage Yield |
| $5.00-$49.99 |
0.00% |
0.00% |
| $50.00 and Greater |
0.10% |
0.10% |
| *Ages Birth thru 12. $5 Minimum Balance Required To Maintain Membership |
| Money Market |
| Terms |
Dividend Rate |
Annual Percentage Yield |
| $0 to $2,499.99 |
0.05% |
0.05% |
| $2,500.00 to $9,999.99 |
0.10% |
0.10% |
| $10,000.00 and Greater |
0.15% |
0.15% |
| No Minimum Balance Required. However, Minimum Balances must be met to earn dividends as indicated above. |
| Christmas Club |
| Terms |
Dividend Rate |
Annual Percentage Yield |
| $5.00 Minimum Balance Requirement |
0.10% |
0.10% |
| Funds from this account are transfered to the Regular Shares Savings Account on September 30th of each year. |
| Vacation Club |
| Terms |
Dividend Rate |
Annual Percentage Yield |
| $5.00 Minimum Balance Requirement |
0.10% |
0.10% |
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| Tax Club Account |
| Terms |
Dividend Rate |
Annual Percentage Yield |
| $25.00 Minimum Balance Requirement |
0.10% |
0.10% |
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| Certifcates of Deposit |
| Terms |
Dividend Rate |
Annual Percentage Yield |
| 6 Month Certificate |
0.15% |
0.15% |
| 1 Year Certificate |
0.30% |
0.30% |
| 2 Year Certificate |
0.45% |
0.45% |
| 3 Year Certifcate |
0.60% |
0.60% |
| 4 Year Certifcate |
0.75% |
0.75% |
| 5 Year Certifcate |
0.90% |
0.90% |
| $500.00 minimum balance. Substantial penalties for early withdrawal may apply. |
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| Traditional IRA Savings Account |
| Terms |
Dividend Rate |
Annual Percentage Yield |
| $5.00 Minimum Balance Required. |
0.15% |
0.15% |
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| Roth IRA Savings Account |
| Terms |
Dividend Rate |
Annual Percentage Yield |
| $5.00 Minimum Balance Required. |
0.15% |
0.15% |
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| Roth Conversion IRA Savings Account |
| Terms |
Dividend Rate |
Annual Percentage Yield |
| $5.00 Minimum Balance Required. |
0.15% |
0.15% |
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| Coverdell Education Savings Account |
| Terms |
Dividend Rate |
Annual Percentage Yield |
| $5.00 Minimum Balance Required. |
0.15% |
0.15% |
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| IRA Certificates of Deposit (Traditional & Roth IRA) |
| Terms |
Dividend Rate |
Annual Percentage Yield |
| 1 Year Certificate |
0.30% |
0.30% |
| 2 Year Certificate |
0.45% |
0.45% |
| 3 Year Certificate |
0.60% |
0.60% |
| 4 Year Certificate |
0.75% |
0.75% |
| 5 Year Certificate |
0.90% |
0.90% |
| $500.00 minimum balance. Substantial penalties for early withdrawal may apply. |
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