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Savings Rates
Rates as of July 1, 2010
Rates subject to change without notice.
| Regular Share Savings |
| Terms |
Dividend Rate |
Annual Percentage Yield |
| Balance: $5.00 - $49.99 |
0.00% |
0.00% |
| Balance: $50.00 or Over |
0.35% |
0.35% |
| $25.00 minimum balance required to maintain membership |
| Share Draft Checking |
| Terms |
Dividend Rate |
Annual Percentage Yield |
| No Minimum Balance Requirement |
0.00% |
0.00% |
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| Dollar Dog Kid's Club |
| Terms |
Dividend Rate |
Annual Percentage Yield |
| Balance: $5.00-$49.99 |
0.00% |
0.00% |
| Balance: $50.00 or Higher |
0.35% |
0.35% |
| *Ages Birth thru 12. This account converts to Cha-Ching upon the age of 13. $5 Minimum Balance Required To Maintain Membership |
| Cha-Ching Teen Club |
| Terms |
Dividend Rate |
Annual Percentage Yield |
| Balance: $5.00-$49.99 |
0.00% |
0.00% |
| Balance: $50.00 or Higher |
0.35% |
0.35% |
| *Ages 13 thru 18. This account converts to Regular Shares Savings upon the age of 19. $25 Minimum Balance Required To Maintain Membership |
| Money Market |
| Terms |
Dividend Rate |
Annual Percentage Yield |
| Balance: $0 to $4,999.99 |
0.30% |
0.30% |
| Balance: $5,000.00 or Greater |
0.65% |
0.65% |
| No Minimum Balance Required. However, Minimum Balances must be met to earn dividends as indicated above. |
| Christmas Club |
| Terms |
Dividend Rate |
Annual Percentage Yield |
| $5.00 Minimum Balance Requirement |
0.35% |
0.35% |
| Funds from this account are transfered to the Regular Shares Savings Account on September 30th of each year. |
| Vacation Club |
| Terms |
Dividend Rate |
Annual Percentage Yield |
| $5.00 Minimum Balance Requirement |
0.35% |
0.35% |
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| Certifcates of Deposit |
| Terms |
Dividend Rate |
Annual Percentage Yield |
| 6 Month Certificate |
0.70% |
0.70% |
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| 1 Year Certificate |
0.95% |
0.95% |
| 2 Year Certificate |
1.24% |
1.25% |
| 3 Year Certifcate |
1.67% |
1.70% |
| 4 Year Certifcate |
2.03% |
2.05% |
| 5 Year Certifcate |
2.23% |
2.25% |
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| Traditional IRA Savings Account |
| Terms |
Dividend Rate |
Annual Percentage Yield |
| $5.00 Minimum Balance Required. |
0.85% |
0.85% |
| Formerly known as an Education IRA |
| Roth IRA Savings Account |
| Terms |
Dividend Rate |
Annual Percentage Yield |
| $5.00 Minimum Balance Required. |
0.85% |
0.85% |
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| Roth Conversion IRA Savings Account |
| Terms |
Dividend Rate |
Annual Percentage Yield |
| $5.00 Minimum Balance Required. |
0.85% |
0.85% |
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| Coverdell Education Savings Account |
| Terms |
Dividend Rate |
Annual Percentage Yield |
| $5.00 Minimum Balance Required. |
0.85% |
0.85% |
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| IRA Certificates of Deposit (Traditional & Roth IRA) |
| Terms |
Dividend Rate |
Annual Percentage Yield |
| 1 Year Certificate |
0.95% |
0.95% |
| 2 Year Certificate |
1.24% |
1.25% |
| 3 Year Certificate |
1.67% |
1.70% |
| 4 Year Certificate |
2.03% |
2.05% |
| 5 Year Certificate |
2.23% |
2.25% |
| $500.00 minimum balance. Substantial penalties for early withdrawal may apply. |
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