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No-Hassle Checking
Just about every financial institution will tell you they
offer free checking, but do they really? Often there are hidden
fees and service charges that nickel and dime you until you
have no money left in your account when you need to write
a check! At Auburn Community Federal Credit Union, we offer
you benefits with our checking account that you won't find
at many other financial institutions.
- No Minimum Balance Requirments
- Visa Check Card is Available for Easy Account Access
- Overdraft Protection by Shares or Line of Credit
- Use Your Checking Account to Pay Your Bills Online
- Monthly Statement of All Share Draft Activity
- Carbonless Copies of Each Share Draft
Auburn Community FCU does not believe in charging excessive
fees and service charges to our members. The only fees and
charges that you may incur are those due to account abuse.
We also offer the Visa Check Card to our members so they can access their funds
in their checking account at any time. The Visa Check Card is accepted anywhere
Visa is accepted at such places as restaurants, gas stations, department stores,
grocery stores and just about anywhere else you shop! Go
here for more information about our Visa Check Card.
We offer a wide variety of checks styles, and the cost of
the checks are deducted directly from your checking account.
We verify all new checking accounts using ChexSystems Account
Verification Service.
Overdraft Protection
We offer our members two different types of Overdraft Protection
- by shares or through a line of credit. Overdraft Protection
by shares costs the member nothing more than the funds that
are needed to clear a check, Visa Check Card, or ATM Card
transaction. If your checking account has insufficient funds
to complete a transaction, funds are transferred from your
Regular Shares Savings account so that the transaction can
be completed. Overdraft Protection by Credit transfers funds
from an available line of credit so that a transaction may
be completed. Overdraft Lines of Credit are available up to
$1,500. Many members choose to have both types of Overdraft
Protection on their account, having one type accessed first
before the other. Please speak with the loan department if
you would like to have an Overdraft Line of Credit set up
on your account.
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